Atlas Mara Smartpay !!top!! Jun 2026

An AI engine flags unusual patterns (e.g., 10 failed attempts from the same IP, or a $5,000 transaction from a new user) and either blocks or holds the transaction for manual review.

Given the prevalence of fraud in digital payments, security is paramount.

SmartPay is fully compliant with the Payment Card Industry Data Security Standard (the highest level). They do not store CVV numbers or raw track data. atlas mara smartpay

This solution is not a one-size-fits-all. It targets specific sectors where cash management is a nightmare.

From the POS terminal to the bank switch, data is encrypted using TLS 1.3 protocol. An AI engine flags unusual patterns (e

A: Yes. Settlement requires an Atlas Mara business account. However, the application for the account is bundled with the SmartPay onboarding.

Selling off-grid solar home systems to rural customers. Using SmartPay’s USSD function, customers without smartphones could make weekly installments via Airtel Money. The recurring billing feature automatically marked accounts as “paid” and sent reminders via SMS. They do not store CVV numbers or raw track data

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